Credit risk assessment on customers and suppliers is becoming increasingly important for not only financial institutions but also non-financial companies. There are cases where internal credit rating is used for credit approvals or ceiling. There are also cases where a concept of “probability of default” (PD) is adopted in allocating capital and calculating managerial indices such as return on capital after provisions.

To address such needs, JCR offers JCR’s unique credit risk estimation model “JCREST Model”. We also develop a customized credit risk estimation model to best meet for an entity’s specific needs.

*** This service is provided only in Japan.